Tailored Wealth Management for

Individuals and Families

Successful wealth management requires both vision and discipline. At Genus we provide both. Our ability to evolve, learn and respond quickly to changing market realities has ensured our clients gain both from new opportunities and are protected from unnecessary risk. We use sophisticated computer modelling and data analysis to empirically test our strategies, rebalance portfolios, manage risk and identify emerging trends globally.
We provide institutional-calibre portfolio management to a broad range of accomplished professionals, executives, entrepreneurs and families. Working with us, you’ll enjoy the attentiveness of a boutique firm, while benefiting from our global expertise and access to top asset-class specialists. Genus’ assistance goes beyond investment counselling, by presenting you with wealth solutions that help clarify complexity and free up time. To reach this end, we work with your current advisors to ensure a complimentary and comprehensive approach to managing your wealth. With our comprehensive offering, we have proudly helped our clients reach their financial goals for more than 25 years.
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Personalized from Start to Finish

Every investor’s goals are different. We have built our reputation by carefully listening to our clients, and delivering highly customized solutions that meet each of their objectives. The first step in our engagement involves sitting down with one of our Portfolio Managers and discussing your unique situation, enabling us to understand what you’d like to achieve in the future. From there, we can develop your personal Investment Policy Statement (IPS), which confirms your goals, and provides a forward-looking framework of clear guidelines and strategies for effectively managing your money.

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Your Portfolio Manager will be responsible for implementing your strategy, overseeing the day-to-day management of your portfolio, and consulting with you on a regular basis to ensure your evolving needs continue to be met.

Original Solutions

Genus offers a range of specialized solutions to meet a variety of clients needs. Each of the following portfolios can be further customized to further improve their tailor-made fit:

Multi-Manager Portfolios — We believe great investing happens when experienced experts collaborate to develop and execute aligned strategies. Genus Multi-Manager Portfolios bring together our expertise in developed market stock selection and asset allocation with the complementary skill-set of our institutional-quality sub-advisors, Addenda Capital and Wells Capital.

Montreal-based Addenda Capital is one of Canada’s leading bond houses. They manage our high-quality fixed income mandates that include commercial mortgages, as well as corporate and government bonds. Boston-based Wells Capital is a leading global money manager, and they are responsible for security selection on our emerging markets equity mandate.

Our Multi-Manager Portfolios can be customized in a number of ways. Firstly, your investments can be set up to match your specific needs for income, growth, liquidity and capital preservation. For clients seeking high tax efficiency, asset allocation can be executed in a more passive fashion. For those who want a tactical approach, we proactively tilt portfolios toward the most attractive asset classes, and away from areas that present more risk. We can also tailor the safety and yield characteristics of your holdings through our industry leading low-volatility, high-dividend mandates. For clients wanting socially responsible investing, we have the expertise to customize your Multi-Manager Portfolio along those dimensions as well.

Best of Best Around the World — our CanGlobe and Dividend strategies provide strong diversification and are ideal for maximizing risk-adjusted returns. These portfolios are typically invested at around 40% in Canada and 60% globally in each region’s top companies. CanGlobe seeks to maximize exposure to our highest-ranked stocks with market-levels of risk, while our Dividend strategy provides better income and safety.

Alpha Strategies — Ideal for clients who like highly concentrated stock portfolios in specific geographic regions. These strategies are useful for gaining precise geographic exposures, and they offer access to our highest ranked equities in Canada, the US and EAFE (Europe, Australia and the Far East). Although these mandates are less diversified, they provide greater return potential. To manage risk during difficult market cycles, these strategies aim to allocate a portion of their assets to cash.

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Retirement Solutions — The Genus Wealth Management team is fully focused on helping families make the most of retirement. We’ve found that baby boomers approaching and moving into retirement need strong overall returns with greater safety and more income. To meet these goals, we’ve developed several retirement-specific portfolios focused on beating the markets while reducing risk and enhancing yields. We also offer our clients complementary retirement planning to help clarify requirements and identify options.

Fossil Free Portfolios — For clients preferring socially responsible investing, Genus offers a variety of strategies based on environmental, social and governance criteria. For example, many investors concerned about climate change want to divest from fossil fuels. We are leaders in this area and were recognized in 2014, by the Responsible Investment Association, as offering “the most robust subcategory of Fossil Fuel Free products.” Read more about SRI investing.

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Impact Equity Strategy — Mission-based investing is another significant growth area in sustainability. This type of approach seeks to make positive social and environmental impacts, in addition to generating financial returns. Our mission-based strategy is one-of-a-kind in Canada. It invests in global companies who are positive impact leaders offering strong return potential. Read more about SRI investing.

Our ability to evolve, learn and respond quickly to changing market realities has ensured our clients gain both from new opportunities and are protected from unnecessary risk.

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Competitive Advantage

Knowledge is power, and in the ‘information age’ it’s essential to have a systematic way to gain insights from the mega data available. Over the past 25 years, we’ve built and continued to enhance our leading-edge investment research and analysis platform called Genus RAMKit. This proprietary software equips us to collect and continually interpret vast amounts of new information from many sources around the world. Through RAMKit, we can find determinants of performance, develop and test asset allocation strategies, and explore new security selection and portfolio construction techniques. RAMKit contains more than 1.5 terabytes of economic, market and stock data from around the globe. Through this system, we’ve found over 300 proven investment factors and used them to develop more than 40 investment models. RamKit enables Genus to continually improve and executive sound strategies for our clients.

At Your Service
As wealth managers, our services are designed to allow you to focus on other aspects of your life while knowing your assets are well cared for. In addition to managing your money, we provide access to a wide range of value-added resources. These include financial planning, philanthropic strategy, and financial education through our Expert Panel events.

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As a client you can receive:

• An Investment Policy Statement that clearly establishes your personalized money management strategy;
• Direct service and money management through a dedicated Portfolio Manager;
• An Investment Policy Statement that clearly establishes your personalized money management strategy;
• A comprehensive quarterly reporting package that can be customized to meet your needs;
• Quarterly consultations via phone or in-person;
• Quarterly online video commentary and newsletters from our investment team;
• Secure web access to your account information;
• Prompt response to your calls and emails;
• Invitations to Genus-sponsored educational seminars;
• Complimentary Genus cash-flow analysis;
• Access to answers from our knowledgeable Panel of Experts;
• Comprehensive family office services, where we research and coordinate additional strategies through external wealth and business advisors.

Reasonable Pricing
Without a doubt, reducing your investment fees and expenses is one of the best ways to improve your results. Our fees are competitive and transparently based on the market value of the assets we manage for you. In this way, we have a direct financial incentive to put your interests first and help protect and grow your wealth. All of your family’s accounts can also be grouped together to lower your expenses.

Your Money is Secure
When Genus acts as your manager, we never hold any of your cash or securities. Our clients’ savings and investments are always held in trust and safe-guarded by an independent custodian. RBC Investor Services Trust acts as the custodian to our pools. They are ranked among the top 10 global custodians in the world, and are a leading provider of investor services in Canada.

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Learn More

We welcome your questions and enquiries. Please feel free to contact us.

Leslie G. Cliff, BSc CFA OC
Director of Wealth Management (Founding Partner)

Margaret Lanthier, BA BEd CIF
Director of Non-Profit Investments, Portfolio Manager (Partner)

Mary Lou Miles, CFA TEP
Portfolio Manager (Partner)

Sue-May Talbot, CIM
Portfolio Manager, Director of Client Service (Partner)