Insights

Genus’ Fossil Free Portfolios explained

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<p>Deciding to move your assets away from fossil fuel intensive portfolios is the first big step in your new responsible investment journey, but choosing the right portfolio to align your investments with your values can be challenging. Below, weu2019ve outlined Genusu2019 suite of Fossil Free portfolios to help you decide which fund is best suited to your needs and values.</p>
<p>These portfolios at Genus were created in response to client demand. As the world took notice of climate change, our clients increasingly asked about investing options that ruled out heavy polluting industries, such as fossil fuels. In response, in 2013 we enhanced our socially responsible strategies and created Genus Fossil Freeu00ae to allow investors to help address some of the worldu2019s pressing socioeconomic and environmental challenges. With this, Genus Capital became the architect of Canadau2019s first suite of fossil free funds and pioneer of Canadau2019s divest-invest movement.</p>
<p>All of the Genusu2019 Fossil Freeu00ae portfolios shown below screen out fossil fuel industries, high carbon intensive industries, controversial products (tobacco or gambling), companies with low overall ESG scores, and those with widespread or very harmful controversies.</p>
<p><strong>Genus Fossil Free Conservative Portfolio</strong></p><ul><li>This lower risk portfolio is designed for clients seeking safety and income with a hedge against inflation</li><li>Suitable for clients with at least two years to invest, and targets average annual returns of 2 percent net of fees and expenses</li></ul>
<p><strong>Genus Fossil Free Income Portfolio</strong><br />u25cf This lower risk portfolio is designed for clients seeking an emphasis on income with potential returns above inflation<br />u25cf Suitable for clients with at least four years to invest, and targets average annual returns of 3 percent net of fees and expenses</p>
<p><strong>Genus Fossil Free Conservative Balanced Portfolio</strong><br />u25cf This medium risk portfolio is designed for clients seeking a neutral balance of income and growth<br />u25cf Suitable for clients with at least six years to invest, and targets average annual returns of 4 percent net of fees and expenses</p>
<p><strong>Genus Fossil Free Balanced Portfolio</strong></p><ul><li>Getting into the higher risk category, this portfolio is designed for clients seeking a balanced approach with an emphasis on growth</li><li>Suitable for clients with at least eight years to invest, and targets average annual returns of 5 percent net of fees and expenses</li></ul>
<p><b>Genus Fossil Free Growth Portfolio<br /></b> u25cf Getting into the higher risk category, this portfolio is designed for clients seeking growth of capital with moderate risk<br />u25cf Suitable for clients with at least 10 years to invest, and targets average annual returns of 6 percent net of fees and expenses</p>
<p><b>Genus Fossil Free Aggressive Growth Portfolio<br /></b> u25cf This is a high risk portfolio designed for clients who want higher growth and are comfortable with the risk of a predominately stock portfolio<br />u25cf Suitable for clients with at least 12 years to invest, and targets average annual returns of 7 percent net of fees and expenses</p>
Ready to Divest in Fossil Fuels? Contact one of our PMs and start your future today!
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Client impact

“Graduating from a big bank to Genus was one of the best financial steps we've ever taken. Genus has delivered reliable asset growth despite our moderate risk tolerance. As our financial security has grown, we've also been the beneficiaries of a great client experience. The company's communications have been consistently transparent and informative, including educational webinars and a well-designed web portal where we can track investments daily. Most importantly to us, our portfolio manager has always responded swiftly and thoroughly to our questions and requests. ”
Martin T.
"Having relatively diverse financial goals and needs, along with a slight reticence regarding the stock market, Genus skillfully addressed all of our concerns, and put together a truly exceptional plan: Fossil free funds and a diversified investment portfolio, check; An effective Impact investment portfolio that coincides with our hopes and dreams for a better world, check; Professional advice and assistance to create a donor advised charitable fund with immediate charitable receipts for tax purposes, check. Returns? Way beyond our expectations! We even had some fun along the way and certainly enjoyed an incredible two-year start to what will be a satisfying long-term relationship with Genus."
Marc B.
“I love the service I get at Genus.”
Chris H.
“Leslie and I were fellow board members when we met twenty years ago. For the last ten she has been thoughtful in the construction of an investment strategy for my family and is executing the strategy as planned. The team at Genus has met my expectations and are a pleasure to deal with.”
Bob Q.
“For over 15 years, I have provided selection and performance evaluation of multiple investment managers for a significant family office. Leslie and Genus have been foundational for me in my role. I have always found Leslie and her colleagues to be insightful and proactive, and found the performance of their portion of the portfolio to be well above benchmarks. And they have been a great pleasure to work with.”
Douglas H.
“Genus is a very innovative firm. I am pleased to invest in their Fossil Free and Impact strategies that help me invest in line with my values.”
Marnie C.
“Great team of professionals. Excellent website and reporting. Responds to inquiries promptly. Very pleased with the process of changing from another company to Genus as well. Kudos.”
David L.
“Genus consistently provides a good, clearly explained, comprehensive picture of the general economic and financial situation, along with an excellent account of the investment decisions made in relation to this. Genus’ equally strong concern with clients’ questions and requests for further information is also a very important part of the service it provides.”
Allan S.
“Back in 1992 when I found myself at fifty with a substantial amount of money to invest, I knew just one thing — that I didn’t want to contribute to tobacco companies, arms manufacturers, or oil. But over the ensuing years the options for socially responsible investing have become far more sophisticated and I’m very happy that this is a big part of the Genus approach. I also very much appreciate the long-term relationship with my portfolio manager, Mary Lou.”
Ann P.

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